For Canadian households, investors and landlords

Everything you own, owe and rent out, in one Canadian app

Indivia adds up your properties, mortgages, investments and bank accounts at your real share, follows Canadian tax rules, and keeps your data private: locked on your devices and stored in Canada.

A condo in Indivia: market value, what is owed and the equity built since 2019
Real screens from the app, with sample data.

One place for the whole picture

Real estate, the Canadian way

Mortgages compounded twice a year, co-owners and companies with dated shares, refinancing, capital gain and principal residence. Landlords add units, leases and the T776 and TP-128 lines.

Investments with Canadian tax

TFSA, RRSP, FHSA and RESP with contribution room, average cost and superficial losses, imports from your broker’s files, and returns, dividends and a tax pack on the Investor plan.

Budget and net worth

Import the files from your bank’s website, categorize with rules, plan each month, and watch your net worth by month or year, for you, your spouse or your company.

Private by design

  • Your data is locked on your device before it is sent. Our server keeps it but cannot read your finances.
  • Stored in Canada, on your devices and on our server in Québec.
  • We never ask for your bank password, and never sell your data or show ads.
  • Free plan: everything stays in a file on your own computer, with no account at all.

Read the confidentiality statement

Made for Canada, in English and French

  • Rental income and expenses on the CRA T776 and Québec TP-128 lines
  • Mortgages with Canadian semi-annual compounding
  • TFSA, RRSP and FHSA contribution room
  • Adjusted cost base and superficial loss checks
  • Bank of Canada exchange rates for USD and other currencies
  • Every screen and every help page in English and French

Four plans, starting free

Start with the free app on your computer. Pay only when you want sync, phones, daily prices or property management.

Free

Free

Windows or Mac, one computer, no account needed.

Basic Connected

US$3.99 / month

Sync, phone apps and a server backup in Québec.

Investor

US$9.99 / month

Daily closing prices and investment results.

Real-Estate Investor

US$19.99 / month

Everything, plus full property management.

Compare the plans

Learn it in minutes

Every tutorial from the app is here too, step by step on the real screens.

Open the help

The home budget: entries to confirm and the monthly budget